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Medicare Preventive Services: What’s Free and What Isn’t?

When we’re young we believe that we’re invincible, which makes it harder to admit as we age that our bodies naturally need more care. Normal aging affects the heart, bones and joints, so preventive care is key to avoiding aging that could be harmful to your health. Medicare-eligible Americans who are signed up for Medicare…

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Time for College: Take These Important Steps BEFORE Your Child Leaves

Every year at this time, many anxious parents are helping their high school graduates gather items they need to take with them to college. Families print off supply lists, visit big box stores and dutifully prepare their children for a new life away from home.  What they don’t realize, however, is that they may be…

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How Medicare and Employer Coverage Coordinate

Last week we identified a type of relief that is being offered from Medicare’s Part B late-enrollment penalty for certain Medicare beneficiaries who enrolled in Medicare Part A and had coverage through the individual marketplace. As a follow-up, this week’s topic will include a discussion of how Medicare and Employer coverage are coordinated for an…

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Relief From Medicare’s Part B Late-Enrollment Penalty Offered to Some

Medicare is offering relief from penalties for certain Medicare beneficiaries who enrolled in Medicare Part A and had coverage through the individual marketplace. For a short time, these individuals will be able to enroll in Medicare Part B without paying a penalty for late enrollment. Individuals who do not enroll in Medicare Part B when…

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Are Trusts Still Useful If The Estate Tax Is Repealed?

In continuing with our theme of current events for the month of June, this week we will examine how a possible repeal of the estate tax under the new administration may affect your current estate plan. With Republicans in control of Congress and the presidency, there is talk of eliminating the federal estate tax, which…

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New Protections for Nursing Home Residents

New Obama-era rules designed to give nursing home residents more control of their care are gradually going into effect over the next couple of years. The rules give residents more options regarding meals and visitation as well as make changes to discharge and grievance procedures. The Centers for Medicare and Medicaid Services (CMS) finalized the…

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Department of Labor Announces That Fiduciary Rule Will Go Into Effect in June

After initially delaying a rule intended to prevent financial advisers from steering their clients to bad retirement investments, the Department of Labor (DOL) announced that the rule will go into effect on June 9, 2017, but its future is still unclear. Earlier this year, President Trump signed an executive order delaying the so-called fiduciary rule,…

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Honoring Our Veterans – Veterans Funeral Benefits

In honor of Memorial Day, we’d like to introduce you to some of the benefits available to Veterans’ and their spouses when one of them passes away. Federally, the VA will provide funeral/burial and plot interment benefits to certain veterans, including those dying from a service-related disability, those receiving pension or compensation (including Aid and…

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Disability Benefits Available To Our Veterans

The Veterans Administration offers two disability programs for eligible veterans. The first benefit is disability compensation which is only available for veterans with service-connected disabilities. The second program provides a disability pension benefit which is available to anyone who served during wartime and has a disability. For this pension benefit, the disability does not have…

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