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New Rule May Make It Harder for Medicare Beneficiaries to Receive Home Care

It may become harder for Medicare beneficiaries to find home health care due to a new rule from the Centers for Medicare and Medicaid Services (CMS). Although the rule changes the way home health care providers are reimbursed, it could affect patient care as well. Starting in January 2020, Medicare will reimburse home health agencies…

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Why Sleeping Can Be Difficult as You Age

This week, we are happy to share a blog post from Aaron Stevenson , the the founder of Snooze EZ. Are the nights getting more frequent where you are trying to close your eyes, but the Sandman apparently forgot your address? Have you noticed how difficult it is to sleep as you age? Well, no…

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Tips on Creating an Estate Plan that Benefits a Child with Special Needs

Parents want their children to be taken care of after they die. But children with disabilities have increased financial and care needs, so ensuring their long-term welfare can often be tricky. Proper planning by parents is necessary to benefit a child with a disability, including an adult child, as well as assist any siblings who…

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Report Ranks States on Nursing Home Quality and Shows Families’ Conflicted Views

A new report that combines nursing home quality data with a survey of family members ranks the best and worst states for care and paints a picture of how Americans view nursing homes. The website Care.com analyzed Medicare’s nursing home ratings to identify the states with the best and worst overall nursing home quality ratings. Using Medicare’s…

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Veteran’s Benefits: Avoiding Scams and Securing Assistance

At the end of last year, the Department of Veterans Affairs (VA) finalized new rules that made it more difficult to qualify for VA Pension Benefits. This change includes the “Aid and Attendance” benefits available to low-income veterans (or their spouses) who are  in nursing homes or who need help at home to perform everyday tasks,…

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Feds Release 2019 Guidelines Used to Protect the Spouses of Medicaid Applicants

The Centers for Medicare & Medicaid Services (CMS) has released the 2019 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep, as well as related Medicaid figures. In 2019, the spouse of a Medicaid recipient living in a nursing home (called the “community spouse”) may keep as much as $126,420…

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Why Not Just Use an Off-the-Shelf Power of Attorney Form?

A durable power of attorney is one of the most important estate planning documents you can have. It allows you to appoint someone to act for you (your “agent” or “attorney-in-fact”) if you become incapacitated. Without a power of attorney, your loved ones would not be able to make decisions for you or manage your…

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Learn About Social Security’s Online Tools

With the aging population becoming increasingly tech savvy, the Social Security Administration (SSA) has moved a lot of services online. From applying for Social Security benefits to replacing a card, the SSA has online tools to help. To access most of the online services, you need to create a mySocial Security account. This account allows you to…

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It’s Now Harder for Veterans to Qualify for Long-Term Care Benefits

The Department of Veterans Affairs (VA) has finalized new rules that make it more difficult to qualify for long-term care benefits. The rules establish an asset limit, a look-back period, and asset transfer penalties for claimants applying for VA pension benefits that require a showing of financial need. The principal such benefit for those needing…

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